Category Archives: travel Sample Sizes

Will medical tourism come to the US with the dollar losing value?

September 14, 2011

I've noticed that the medical tourism industry uses price v quality as a benefit of traveling from US to other countries for plastic surgery, dental procedures, etc.

Do you think that now that the dollar is weaker that people will come from other countries to the US – to get a good deal on these procedures. More specifically from Europe where the Euro is strong. why or why not?

Hmmm good question.

I would believe that a weaker currency will probably encourage people to take advantage of their strong currency to get medical treatment.

I see this only happening for high cost treatments though. No body is going to fly from Europe to the U.S. for a dental check-up. We will most likely see a larger portion coming from Canada where their dollar keeps getting stronger compared to the US.

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Sample letter from mortgage company requesting referral business from real estate company?

August 17, 2011

I'd like to just review a sample letter from a mortgage professional (or anyone who can help) requesting referral business from a bank, realtor, etc.

Check out LoanToolBox.com for help

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What is the generally acceptable minimum sampling size in auditing?

August 16, 2011

No hard and fast rule, but it should be reasonable considering the number days taken and the
remuneration.

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Sample Hardship Letter Template – Easy to Use Guide and Example

July 4, 2011

The first step in the loan modification process is writing a hardship letter, or financial hardship letter, and contacting your lender. this article includes examples of financial hardship and a sample hardship letter template you can use to successfully start the loan modification process.

Here is a sample of hardships that lenders consider during the loan modification process:

o Adjustable Rate Mortgage Reset- Payment Shock o Loss of Job o Death of Spouse or Co-Borrower o Incarceration o Divorce o Military Duty o Reduced Income o Damage to Property o Job Relocation o Death o Marital Separation o Medical Bills o Failed Business o Reduced Income

If you have experienced any of the above hardships you should now take the time to educate yourself on the loan modification process and take the first step which is writing the hardship letter. Below is a sample hardship letter template designed to help you successfully start the loan modification process. make sure you customize the letter to fit your specific need.

Remember that this sample hardship letter is only the first step in the loan modification process, use a good quality loan modification kit to complete the remaining documents and learn about the foreclosure process.

Sample Hardship Letter Template:

To whom it May Concern:

I am writing to inform you of my unfortunate situation that has caused me to fall behind on my mortgage and become delinquent. I have tried for weeks everything in my power to make the payment we rightfully owe, however due to circumstances out of my control I have not been able to make the payment. my goal is to come to a mutually beneficial resolution that allows me to stay in my home and make affordable payments.

The unfortunate financial hardship, that was out of my control, that has now caused us to be late on our payments is (put your specific reason in here be concise and specific with 2-3 sentences) It is my full intention to pay (Lenders Name) what I owe but at this time I can not make the required payments.

To alleviate the financial hardship we have taken these step: – List costs you have cut – Any increased income – Resolution of financial hardship

My situation is getting better as is evident in our financial statements we can provide and I am certain with a little modification I will be able to stay current for the remainder of the mortgage. I would greatly appreciate if we could work together to find a speedy mutually agreeable resolution to the current delinquent mortgage.

Sincerely and Respectfully,

What’s Next?

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The Leather Journal As a Good Christmas Gift For Holiday Travelers

June 19, 2011

Christmas nowadays is not only a time for reunions and pigging out for some people, Christmas means a time to take a vacation and do some travelling. if you have loved ones who love taking trips during the Holidays, the best gift can actually be a leather journal or a travel journal.

When people go to someplace new for vacation, trip brochures and maps are not the only materials that can come in handy. having a travel journal right at your fingertips can actually help you have the best trip possible as it is in the journal where you’ll get to write about not only your experiences, but also important information and agenda that can aid you in making the most out of traveling. There are also times wherein you can place the photos you have taken during your trip inside your journal, especially if you have run out of blank pages on your scrapbook or photo album.

A leather journal is an affordable way of giving a meaningful gift to people who enjoy touring during the Christmas season. Remember to purchase one that is durable enough to last for a number of years if not for a lifetime. Travel journals made from leather will definitely be good examples of durable ones. There are, what you call: hardback journals, which are best placed in backpacks or any other bag that your traveling loved one may bring along. however, if your friend or relative likes to go from one place to another with just a small pouch or large pockets on their pants, the paperback journal is what you should hand out as that is small enough or easy enough to place inside pockets.

Some journals sold may also have mini pens inserted inside them, and it is highly recommended that you buy a leather journal with a matching pen for the convenience that it will surely provide your Christmas gift receiver. in this way, your loved one will be able to jot down notes, experiences, and observations no matter what time of day, and no matter where he or she is. Of course, it is suggested that you check the type of pen that comes along with the travel journal. choose a journal with a pen that is not leaky to prevent ink blots during note-writing.

Other characteristics of a leather journal of good quality that you should look for is how enduring the cover is. One that is made of leather is definitely enduring, but it can also be made more enduring if you place an additional cover e.g. plastic. You should also look at the amount of space on the pages of the journal you are planning to buy as a Christmas gift to your relative or friend. Avoid buying the ones that have too much borders as that would mean lesser space to write on.

For those holiday trips, never set aside the importance of a leather journal. if you are purchasing one as a present for a loved one, see to it that what you purchase is something of good quality – by following the tips written above, you’re good to go!

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